Personal Line of Credit Loan
A loan made for any occasion or need!
Signature loans are loans which have no property to secure them unlike a real estate or vehicle loan. The most common signature loan is a personal loan. These loans can be taken out for a multitude of reasons, cover hospital expenses, purchase a new stereo, or finance your next vacation.
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PERSONAL LINE OF CREDIT
A Personal Line of Credit is an open-ended loan that provides immediate access to funds. It is used primarily for overdraft protection, as well as home improvement projects or emergency situations.
If used for overdraft protection, your Line of Credit is readily available through your checking account for whenever you need and you may access it using Online Banking, your debit card and ATM's. You only owe the amount you actually use, so you only pay interest on that amount! Meanwhile, it sits there as funds you can tap into as necessary.
Questions? Just contact our Lending Department to get started.
PERSONAL LINE OF CREDIT RATES (VARIABLE RATE)
Effective as of 10/01/2024