Checking Accounts
Manage your funds quickly and easily!
IDB Global Federal Credit Union is proud to offer simple, secure checking accounts that cater to your individual needs. Our accounts come with online banking, e-statements, and bill pay. You'll also have access to your Debit Card, so you can bank wherever you go!
10 reasons to open a checking account with us:
- No minimum balance required
- No monthly service charge
- Unlimited check writing and your first checkbook, which includes 125 checks, for free
- Access to a debit card accepted all over the world, which can be controlled through an innovative app and used at over 28,000 surcharge-free ATM's
- Up to $2,500 available at the end of business day when local checks are deposited
- Online tools to manage your checking account and your debit card
- No charges on incoming wires
- Access to an instant line of credit that can be linked to a checking account as overdraft protection
- If you choose to have your employer make a direct deposit of your paycheck to this account, we can setup automatic payroll distributions to other credit union accounts you may have, such as your savings account, another checking, or loan account.
- Your account is federally insured by the National Credit Union Administration (NCUA)
ORDERING CHECKS
Our Member Services Team will handle the very first order for you, which includes 125 checks completely free! Subsequent orders can be placed with ease from your online account or through the app. The cost of checks will vary depending on the style and amount selected.
Learn More About Checks
What is overdraft Protection?
Overdraft protection is a feature that keeps your checking account from over drafting and incurring a non-sufficient funds fee. An overdraft occurs when money needs to be withdrawn from your account, and your available balance goes below zero. When this happens, your account is said to be overdrawn.
However, if you have overdraft protection, the remaining funds necessary to finalize a transaction would be withdrawn from a secondary account, protecting your account from over drafting.
If you would like to sign up for overdraft protection:
- Sign in to Online Banking
- Navigate to "Forms" in the top menu bar
- Select "Overdraft Protection Request Form" from the menu
- Fill out form and click Submit
